Home Sale Proceeds Calculator
Sale details
Free Home Value Report
Free Home Value Report
Costs to include
Payoff, not just your current balance
Ask your lender for a payoff statement for the expected closing date. Daily interest and other charges can make the payoff different from the balance shown in your app.
What you have agreed to pay
Commission is negotiable. It is not one universal percentage. Seller credits, buyer-side compensation, repairs, and a home warranty belong in the estimate only if they are part of your actual agreement or negotiating plan.
Property-specific costs
The calculator includes $3,000 for escrow, title, transfer, and standard closing fees. That is a planning allowance, not a quote; actual charges can be higher or lower. Prorations, unpaid property taxes, HOA transfer charges, and liens can also change the result. A leased or financed solar system deserves its own close look before you promise a payoff or transfer.
Your next housing decision
If you are buying another home, the net from this sale is only half the picture. We should also look at your next down payment, monthly payment, timing, and moving costs. A good sale is one that supports the move you actually want.
Sale proceeds FAQs
Does this include capital gains tax?
No. This calculator estimates transaction proceeds, not your tax situation. A tax professional can help you evaluate any tax due and whether an exclusion applies.
Can my final number change during escrow?
Yes. Price negotiations, credits, repairs, prorations, the actual closing date, and the lender's payoff can all move it. I like to update the net sheet whenever a material term changes.
What if I still have a solar loan or lease?
Get the agreement and a current payoff or transfer procedure early. The answer depends on the contract and what the buyer and seller agree to do.
For more on escrow and negotiable compensation, see the California Department of Real Estate's escrow resources and its representation guide.
